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Loan Against Property

Unlock the hidden value of your residential or commercial property to fund business expansion or major personal milestones.

How It Works

Make Your Property Work for You

A Loan Against Property gives you access to large funds at significantly lower interest rates compared to personal loans. Whether it is for business growth, education, or a major expense, your property backs you up.

Residential & commercial property
Up to 60–70% of market value
Tenure up to 15 years
Lower interest than personal loans
Business & personal use both eligible
Balance transfer option available
Self-occupied & rented property accepted
Transparent valuation process

Who Can Apply?

  • Salaried individuals (min age 21 years)
  • Self-employed & business owners
  • Professionals (doctors, CAs, lawyers)
  • Property must be free from legal disputes
  • Stable income and repayment capacity required

Documents Required

  • Property documents & title deed
  • KYC — PAN, Aadhaar, address proof
  • Income proof / ITR (2 years)
  • Bank statements (last 6 months)
  • Property valuation report

Ready to apply? Our team will guide you through every step at no cost to you.

Apply Now →

Get Started with Capital Link

30 years of trust. HDFC Bank authorised. Zero cost advisory. Let us help you get the right loan.

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